Why Borrow From Us?​​

Everyone faces unexpected expenses from time to time. Don't let a lack of savings put you further in the hole by taking out a high-cost payday or auto title loan. If your employer is enrolled in the Community Loan Center (CLC) of Middle Tennessee program, you can quickly access a loan of up to $1,000 to cover anything that comes up, with no collateral or credit checks required.

If your employer isn't enrolled yet, let them know about the CLC of Middle Tennessee-- there's no cost to offer this great benefit to employees!

Payday/Auto Title Lenders

Community Loan Center

WE SAVE YOU HUNDREDS OF DOLLARS

For a $1000 loan due in 1 month, the average payday lender charges $775 in fees. We charge only $120 in fees - and we let you repay the loan over 12 months

YOU SAVE OVER $600 & YOU HAVE 11 MORE MONTHS TO REPAY THE LOAN.

How it Works

Online Application

Funding

Pending employment verification and your signature, your loan will be deposited into your checking account in 2 business days

Repayment

Loans are deducted and paid through your paycheck.

Terms and Advantages

  • Loans from $400 to $1000

  • Payback period is 12 months

  • 18% interest; $20 administrative fee

  • No credit history or collateral needed

  • No repayment penalties

  • Free financial counseling available

Requirements

  • Minimum 18 years of age

  • Must have worked at a participating employer for a determined amount of time

  • Must have a checking account

  • Provide driver license or passport numbers

  • Provide Social Security Number

Questions?

Use this form to contact a CLC of Middle Tennessee representative for answers to our most frequently asked questions and loan requests.

615-780-7000

Community Loan Center of Middle Tennessee

305 11th Ave S,

Nashville, TN 37203

615-780-7000

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